银联卡业务运作规章-IC 卡(电子现金)业务规则(试行)
Post By:2011/1/14 16:47:13

总 则.....................................................................................................................3
第一章 发卡业务规则.....................................................................................4
1 概述......................................................................................................................................4
2 基本规则...............................................................................................................................4
3 发卡要求...............................................................................................................................7
4 交易要求...............................................................................................................................8
5 交易凭证...............................................................................................................................9
6 清算要求.............................................................................................................................10
第二章 收单业务规则...................................................................................11
1 概述....................................................................................................................................11
2 基本要求.............................................................................................................................11
3 交易终端.............................................................................................................................11
4 BIN 表和路由表更新..........................................................................................................13
5 特约商户发展和管理.........................................................................................................14
6 交易要求.............................................................................................................................14
7 交易凭证.............................................................................................................................15
8 清算要求.............................................................................................................................16
9 客户服务.............................................................................................................................17
第三章 特约商户管理...................................................................................18
1 概述....................................................................................................................................18
2 基本要求.............................................................................................................................18
3 商户发展.............................................................................................................................18
4 商户服务.............................................................................................................................20
5 商户风险控制.....................................................................................................................21
6 商户退出.............................................................................................................................22
7 商户档案管理......................................................................................................................23
第四章 业务处理..............................................................................................24
1 概述....................................................................................................................................24
2 交易种类.............................................................................................................................24
3 交易处理.............................................................................................................................25
4 吞没卡处理.........................................................................................................................28
5 终端脱机消费交易流水丢失处理.....................................................................................31
第五章 资金清算..............................................................................................32
1 概述.....................................................................................................................................32
2 基本要求..............................................................................................................................32
3 清算流程..............................................................................................................................34
4 资金划拨.............................................................................................................................35
5 节假日处理.........................................................................................................................36
第六章 差错及争议处理..............................................................................37
1 概述.....................................................................................................................................37
2 差错交易类型......................................................................................................................37
3 差错处理流程.....................................................................................................................37
第七章 手续费和网络服务费...................................................................40
1 概述....................................................................................................................................40
2 指定账户圈存交易.............................................................................................................40
3 非指定账户圈存交易.........................................................................................................40
4 现金充值交易.....................................................................................................................40
5 余额查询.............................................................................................................................41
6 明细查询.............................................................................................................................41
7 消费....................................................................................................................................41
8 自动圈存.............................................................................................................................41
9 差错交易和争议处理.........................................................................................................41
附录..............................................................................................................................42
基本术语................................................................................................................42

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Post By:2011/1/14 16:47:56
本章主要描述银联IC卡电子现金发卡业务基本规则、产品要求和服务标准。
本章内容适用于加入中国银联网络并发行银联IC卡电子现金的发卡机构。
本章所述“应用”均指银联IC 卡电子现金应用。
Post By:2011/1/15 20:14:14

好好学习一下


Post By:2011/1/17 9:34:22
好东西啊,哈
Post By:2011/1/20 13:04:27
学习了啊 多谢
Post By:2011/6/8 12:24:10

学习中


Post By:2011/11/15 13:05:34
 学习中。
Post By:2012/4/10 15:41:41
银联的东西可真够多的啊
Post By:2012/7/23 16:00:50

h好东西,谢谢分享


Post By:2012/7/23 16:01:11
有没有完整打包的银联资料下载啊
Post By:2012/8/8 9:47:06
 以下内容需要帖子数达到50才可以浏览以下内容需要帖子数达到50才可以浏览以下内容需要帖子数达到50才可以浏览
Post By:2013/3/7 14:11:52
查看下 谢谢
Post By:2013/3/7 16:44:12

学习了!


Post By:2013/3/10 16:17:44
感谢分享。。。

Post By:2013/3/15 17:32:31

谢谢分享,学习学习!!!


Post By:2013/3/16 20:23:32
 好东西,学习一下